Section 8 Rental Assistance

Otsego County Section 8 Programs

ORHA is under contract with New York State Homes and Community Renewal (HCR) to administer Otsego County’s Section 8 Housing Choice Voucher (HCV) program and a Section 8 Project-Based Voucher (PBV) program in the Oneonta Heights building.

Approximately 150 Otsego County families receive rental assistance through these Section 8 programs. The waiting list for the Otsego County HCV program will be closing effective March 25, 2024. The waiting list for the Otsego County PBV program is open and currently has a wait time of about one year.

Vouchers allow participants to find decent rental housing for themselves by paying a portion of the rent and utilities, based on the participant’s income. Vouchers stay with a family as long as they remain eligible for the program, even if they change residences, whether it’s across town or across the country.

Households who need rental assistance fill out and submit an application to be placed on the Section 8 waiting list. As space opens up in our program, we contact families at the top of the waiting list to invite them to a briefing and enrollment interview, where we confirm their eligibility and issue a voucher to them. It is then the household’s responsibility to find a home to rent, complete tenancy approval paperwork with their landlord, and submit it back to ORHA. ORHA will then inspect the home to ensure it meets all HUD guidelines for safe, decent housing. Once the home passes inspection, assistance can begin.

Know the Law:

No “No Section 8” in NYS!

The New York State Human Rights Law makes it unlawful to discriminate in housing on the basis of your source of income.

Read the notice

What's the Difference Between HCV and PBV?

Both programs help low-income families afford safe, decent housing. The HCV Program is what you probably think of when you think of “Section 8,” and it works as we describe at the top this page. The rental assistance is tied to the family and can go anywhere they go.

The PBV Program works a little differently. In this program, rental assistance is tied to a specific rental unit. ORHA’s PBV Program is made up of 22 units in the Oneonta Heights Senior Building in Oneonta. (This means that our PBV Program is for elderly families only.) Most of the rules and procedures are the same, except that enrollments are based on when one of those 22 units becomes vacant, and the family will move directly into that vacant unit. Families also have to pass the usual tenant screening that Oneonta Heights requires of all potential tenants.

Who is Section 8 For?

The HCV Program assists low-income families with rental payments. To qualify for Section 8, your income cannot be more than 50% of the area median income in Otsego County for your family size.

Other details about your household may affect your place on the waiting list, too. These factors include:

  • Being homeless: Currently, HCR has created a higher priority level for homeless applicants. See our application for more details.
  • If your household includes elderly or disabled family members
  • If there are children living in your household
  • How far below 50% of the area median income your household is

Additional PBV Program Requirements

There are additional eligibility requirements that only apply to the PBV Program:

  • This is a seniors-only project. Only families with a head, co-head, or spouse who is age 62 or older are eligible.
  • This project contains only 1-bedroom units. Only 1- or 2-person households are eligible.
Household Size Max Gross Annual Income
1
$28,600
2
$32,650
3
$36,750
4
$40,800
5
$44,100
6
$47,350
7
$50,600
8
$53,900

How Do I Apply?

IMPORTANT NOTE: ORHA’s waiting list for the Section 8 HCV Program was closed effective March 25, 2024. We will not be accepting any applications for the HCV Program, except those that arrived or were mailed before March 25. Read the public notice here.

ORHA’s waiting list for the HCV Program is currently closed to new applicants due to long waiting times. When the wait times are shorter, ORHA will re-open the waiting list. Public notice will be given before the list is opened.

ORHA is still accepting applications for the Section 8 PBV Program waiting list.

Want an application mailed to you instead? Give our rental assistance office a call at (607) 547-8839 or email us at HCV@OtsegoRuralHousing.org.

Please be sure that you answer all questions on both the application and the Supplement to Application for Federally Assisted Housing. If your application is missing information, it will be considered incomplete and returned to you.

Submit your signed application by:

Know Your Rights:

No one may charge an applicant a fee to submit an application for HCV Rental Assistance and/or as a condition for receiving assistance if you are determined eligible. If anyone attempts to do so, please contact the New York State Inspector General’s office at 1-800-367-4448.

After We Receive Your Application

When we receive your application, we will look it over to ensure it’s complete and to determine if you might be eligible for assistance.

If your household appears to be eligible, you will be entered onto waiting list for the program you applied for. When your name eventually reaches the top of the waiting list, we will contact you to begin the enrollment process. If we can’t contact you when doing periodic updates or when your name reaches the top of the list, you will be removed from the waiting list.

For that reason, it is very important that you notify ORHA, in writing, of any changes to your contact information, household size, income, or any other information you put on the application.

Updating Your Information

All updates to your information must be made in writing. While you should update us on any changes to the information you provided on your initial application, it is especially important to keep your contact information up to date. If we can’t contact you, you will be removed from the waiting list!

Not sure what to say when writing down your changes? Download and use this form!

If you want to update your optional contact person or organization, you will need to use this HUD form instead.

You can update your information by:

Useful Forms & Resources

Common Questions & Issues

Contact us as soon as possible to let us know how your income has changed. You must contact us within 10 business days of the date the change takes effect.

Depending on your exact situation, we may also request documentation to confirm your income. Even if you don’t have it yet, you should still notify us right away about any changes. We can then let you know if you will need to send us any more information.

Your rent will not suddenly increase! If the change means we must raise your portion of your rent, we will give you 30 days’ advanced notice of any increase in your portion of the rent. For example, if you start a new job October 12th, you would not pay a higher rent until December 1st.

But if your rent is going down, the change will be effective right away. That means, if you lost your job on October 12th, you would begin paying a lower rent on November 1st.

First, you should know that the same laws that apply to tenants who don’t receive Section 8 also apply to you.

In New York State, that means your landlord must provide you advanced notice based on how long you have lived in your home if they want to raise your rent by more than 5% of your current rent or not renew your lease.

  • If you have lived in the unit for more than 1 year but less than 2 years or you have a lease term of at least one year, your landlord must give you 60 days’ notice.
  • If you have lived in the unit for more than 2 years, your landlord must give you 90 days’ notice.

All other rent increases or non-renewals ordinarily require at least 30 days’ written notice, but there are special rules for Section 8.

For all Section 8 tenants, landlords must provide ORHA written notice of the rent increase at least 60 days before it takes effect. This notice must be signed by you so that we know you have agreed to stay and pay the higher rent instead of moving.

These additional requirements also apply:

  • We will only process rent increase requests once per year, generally on the annual renewal date of your lease.
  • The rent must meet HUD “rent reasonableness” requirements, and it cannot be more than any other comparable units on the same premises.

This is the only way your landlord may increase the rent. If your landlord tries to request an increase directly from you (such as by saying, “I know HUD pays this much, but starting next month I want you to pay another $10 per month”), do not agree to or sign anything and contact us immediately. Paying anything more than what we have told you is your portion of the rent is a serious breach of contract.

Step number one if you would like to move is to contact our office so that we can set up an appointment with you. At the appointment, we will go over the process with you and calculate your maximum gross rent, which will help you decide what homes you can consider.

Some other important things to remember:

  • You will have to give a full 30 days’ written notice to your landlord and to us before you move out of your current unit. That means if you want to move out July 1st, you need to give notice before June 1st.
  • You can move to anywhere inside Otsego County or to anywhere in the United States. Either way, you will need to get in touch with us so we can walk you through the process.

Yes! You have a right to welcome guests into your home.

How do we tell a guest from a household member? A guest stays in the unit no more than:

  • 30 days in a row and
  • A total of 60 days during any 12-month period

Have a custody agreement or visitation rights to a child who isn’t part of your Section 8 household? The time limits for guests don’t apply to kids subject to a joint custody agreement or for whom you have visitation rights.

You may also contact ORHA to request an exception to these limits if you have a good reason. For example, if you need a friend or relative to stay with you as you recover from a medical procedure that will take 40 days to heal from, we can give permission for that person to stay with you during your recovery period. You should know that we can only give exceptions if you can give us proof your guest has a home to return to at the end of their visit.

If you have just had a baby, adopted a child, or been awarded custody of a child, notify us within 10 business days of the happy arrival. We will tell you what documentation we need from you.

If you want to add an adult or foster child to your household, you will need prior approval from both ORHA and your landlord. The person you want to add will have to be eligible to receive Section 8, and their income will be added to your household’s. We would have to have an appointment similar to the one you had with us when you first came onto the program in order to add them. Contact us before you make any concrete plans so that we can walk you through what needs to happen.

You can see a detailed checklist from HUD here.

This HUD publication, A Good Place to Live!, also covers what is required to pass inspection.

NYS HCR has also implemented these requirements for all inspections:

  • In homes with a fuel-burning appliance or attached garage, carbon monoxide detectors must be operational and installed within 15 feet of all sleeping rooms and within 15 feet of the fuel-burning source
  • Smoke detectors must be operational and installed in every sleeping room, within 21 feet of sleeping rooms, and on every level of the home, including the basement
  • Self-closing doors: All buildings with 3 or more units are subject to the requirements of section 28-315.10 of the City of New York, which HCR has adopted for statewide use in inspections. All doors providing access to interior corridors or stairs must be equipped with a device that will ensure the door, when opened and released, returns to the closed position and self-latches shut.

Any failing issue with these HCR requirements must be fixed within 24 hours by the responsible party.

HCR has also issued additional guidelines. These can be found in Section 8-I.B. of HCR’s Section 8 Administrative Plan.

You and the landlord will be notified by an inspector if the unit has failed any part of the Housing Quality Standards inspection.

Emergency deficiencies must be fixed within 24 hours of notification, and non-emergency problems must be fixed within 30 days. We will inform you and your landlord of the deadline for making repairs.

Property owners are responsible for all deficiencies except:

  • Utilities you are supposed to pay for that are not in service
  • Your failure to provide or maintain any appliances you are responsible for supplying
  • Damage to the unit or premises caused by a household member or guest beyond normal wear and tear. “Normal wear and tear” is defined as items which could not be charged against the tenant’s security deposit under state law or court practice.

When issues are the owner’s responsibility and repairs are not made by the necessary deadline, we will suspend payment of ORHA’s portion of the contract rent. You do not become responsible for this portion. Once repairs are completed and we have reinspected the unit, payments may resume.

If you are responsible for the issues and do not fix them before the deadline, your assistance will be terminated. We may be able to grant extensions if there are extenuating circumstances. You should contact us right away if you think will not be able to finish repairs before the deadline.

You can download a copy of it by clicking here.

Or, give us a call at (607) 547-8839, and we will send you a fresh copy.

You can download a blank copy by clicking here.

Or, give us a call at (607) 547-8839, and we can send you a new copy. When we talk to you on the phone, we will also be able to help you with any questions or concerns you have about filling out these forms or what happens next.

Frequently Asked Questions

Check out HUD’s Housing Choice Voucher Myth-Busting and Benefits fact sheet.

When you rent to someone receiving rental assistance, some portion of their rent will be paid by the New York State Housing Trust Fund – by direct deposit into your bank account, every month!

Annual inspections to ensure units meet Housing Quality Standards help keep your property consistently maintained, which helps ensure both its appeal to prospective tenants when a family moves out and its resale value.

Most importantly, the HCV Program helps ALL people in our community by helping our neighbors afford decent, quality housing. Section 8 has positive effects on participants’ physical and mental health, their children’s educational outcomes, and more. Section 8 also helps take pressure off of emergency housing programs, nursing homes, and institutional living programs by helping folks afford a place to live independently even if their economic situation changes, they become disabled, or their retirement savings can’t keep up with inflation.

You rent to someone who receives Section 8!

In other words, participants in the HCV Program can rent from anyone (except a relative) who has a decent home to rent, just like anyone else. There is no list of property owners who are the only approved landlords for the program.

However, if you are interested in renting to people receiving assistance, we encourage you to reach out to us if and when you have any open units. We will gladly pass on your information to participants who are seeking new places to live!

To learn more about what happens when a Section 8 participant wants to rent from you, check out HUD’s flow chart of the process.

No, it is your responsibility to screen your tenants.

Upon request, we can provide you with the participant’s current and prior address (according to our records) and the name and address of their current and former landlords (if known by ORHA).

When screening tenants, you may consider a family’s background with respect to such factors as:

  • Payment of rent and utility bills
  • Caring for a unit and premises
  • Respecting the rights of others to the peaceful enjoyment of their housing
  • Drug related criminal activity or other criminal activity that is a threat to the life, safety, or property of others.
  • Compliance with other essential conditions of tenancy.

You may not deny a family’s application for a rental unit based on a past legal conflict with a landlord, such as suing a previous landlord to make needed repairs. If a landlord rejects a family after using a tenant screening service report containing prior landlord-tenant cases or relies on review of those records themselves, the law assumes the family was rejected because of this history. The landlord may have to pay a fine between $500 to $1,000 to the State if they cannot give a good reason for the denial.

Check out HUD’s Housing Choice Voucher Program flowchart of the lease-up process.

When you are about to lease your property to someone participating in Section 8, a few things have to happen before we can start assisting them with their rent.

  1. Your (prospective) tenant has a packet of forms (called the Request for Tenancy Approval packet) that you two will need to go through together. Many of the forms require both of your signatures.
    This packet also includes an IRS Form W-9 and a Direct Deposit Authorization Form, which require some personal information. Every form in the packet needs to be returned, but if you are concerned about your privacy, they can be sent to us separately, or the tenant can complete their portions and allow you to privately complete the rest and send the whole thing back to us.
  2. Once we receive the Request for Tenancy Approval, an inspector from our office will set up a time with you or the tenant to inspect the unit to ensure it meets HUD’s minimum Housing Quality Standards. We try to complete inspections promptly.
    If the unit fails, deficiencies will have to be corrected before any assistance can begin.
  3. Once a unit passes inspection and ORHA determines the rent is reasonable, we will mail you the lease, tenancy addendum, and Housing Assistance Payments (HAP) contract.
    ORHA provides a standard lease for all of our program participants to use, and the tenancy addendum is a HUD-mandated addition to all Section 8 leases. The lease will have a term of one year at first. These are contracts between you and the tenant.
    The HAP contract, however, is a contract between ORHA and you. This contract stipulates the terms in which we agree to make housing assistance payments on behalf of the participant household.
    You must return all three to us with your signature.
  4. Rental assistance can begin! Assistance will begin on either the 1st of the month or the 15th of the month. If payments begin the 15th, the first payment will be for half of one month’s rent.

First, you should know that the same laws that apply to tenants who don’t receive Section 8 also apply to those who do.

If you wish to increase the rent by more than 5% or to not renew a tenant’s lease, you must provide advanced written notice based on how long the tenant has resided in that unit.

  • If they have lived in the unit for more than 1 year but less than 2 years or they have a lease term of at least one year, you must give them 60 days’ notice.
  • If they have lived in the unit for more than 2 years, you must give them 90 days’ notice.

All other rent increases or non-renewals ordinarily require at least 30 days’ written notice, but there are special rules for the Section 8 program.

For all Section 8 tenants, you must provide ORHA written notice of the rent increase at least 60 days before it takes effect. This notice must be signed by the tenant so that we know they have agreed to stay and pay the higher rent instead of moving.

These additional requirements also apply:

  • We will only process rent increase requests once per year, generally on the annual renewal date of the tenant’s lease.
  • The rent must meet HUD “rent reasonableness” requirements, and it cannot be more than any other comparable units on the same premises.

All rent increases must be conducted through our office. Under no circumstances may a property owner attempt to collect from a tenant any additional rent above what we have determined is a tenant’s portion of the contract rent. This is a serious violation of the HAP contract.

You must notify ORHA (in writing) of any changes you and your tenant agree to make to the lease. You cannot make any changes to the Tenancy Addendum, and any changes to the lease must be in accordance with the terms of the Tenancy Addendum.

In the following circumstances, we must execute a new lease and HAP contract, and you must therefore contact us before making any changes:

  • You want to change who is responsible for any utilities or appliances
  • You want to change the term of the lease
  • The tenant wants to move into a different unit you own, even if it is in the same building

Please contact our office to discuss what you will need to do and when.

It will include completing a Change of Ownership Form and having the buyer complete a Form W-9 and a Direct Deposit Authorization Form (unless they have already submitted one to us for a different property).

If you do not contact us ahead of time, you could end up needing to refund extra rent payments to the NYS Housing Trust Fund. Save yourself the hassle – tell us early!

You can see a detailed checklist from HUD here.

This HUD publication, A Good Place to Live!, also covers what is required to pass inspection.

NYS HCR has also implemented these requirements for all inspections:

  • In homes with a fuel-burning appliance or attached garage, carbon monoxide detectors must be operational and installed within 15 feet of all sleeping rooms and within 15 feet of the fuel-burning source
  • Smoke detectors must be operational and installed in every sleeping room, within 21 feet of sleeping rooms, and on every level of the home, including the basement
  • Self-closing doors: All buildings with 3 or more units are subject to the requirements of section 28-315.10 of the City of New York, which HCR has adopted for statewide use in inspections. All doors providing access to interior corridors or stairs must be equipped with a device that will ensure the door, when opened and released, returns to the closed position and self-latches shut.

Any failing issue with these HCR requirements must be fixed within 24 hours by the responsible party.

You and the tenant will be notified by an inspector if the unit has failed any part of the Housing Quality Standards inspection.

Emergency deficiencies must be fixed within 24 hours of notification, and non-emergency problems must be fixed within 30 days. We will inform you of the deadline for making repairs.

Property owners are responsible for all deficiencies except:

  • Tenant-paid utilities not in service
  • Tenant’s failure to provide or maintain tenant-supplied appliances
  • Damage to the unit or premises caused by a household member or guest beyond normal wear and tear. “Normal wear and tear” is defined as items which could not be charged against the tenant’s security deposit under state law or court practice.

If repairs are not made by the necessary deadline, we will suspend payment of ORHA’s portion of the contract rent. The tenant does not become responsible for this portion.

Once repairs are completed and we have reinspected the unit, payments may resume. You will not receive retroactive payment.

In the case of certain extenuating circumstances, we may be able to grant you an extension to complete the repairs, rather than suspending payment. Your best recourse is to communicate with us about the cause of any delays.

Portability

If a participant in your program wishes to port to Otsego County, please contact Kimberley Adee, our Section 8 Program Manager.

She can be reached by phone at (607) 547-8839 on every business day but Tuesdays. Or, you can email hcv@otsegoruralhousing.org, and it will be forwarded on to Kimberley.

We strongly prefer that you (securely) email us portability paperwork rather than faxing it.

Contact Us

Need to get in touch with our Rental Assistance office? We welcome your questions!

Mail

140 County Highway 33W, Box 4
Cooperstown, NY 13326

Phone

(607) 547-8839
Monday and Wednesday through Friday

Important Reminder:

You must complete both pages of this application, including the last page called the “Supplement to Application for Federally Assisted Housing.”

Although providing the contact information on the Supplement form is optional, signing and returning the form is required. If you don’t want to list a contact person, check the box at the bottom of the form, sign it, and return it with your application. Incomplete applications will be returned to you, delaying the beginning of your wait.

We highly recommend providing a contact person. If we can’t reach you, you’ll be removed from the list and will have to reapply.